{"message":"Smilepayz Payment Gateway API","version":"1.0.0","endpoints":{"createUserOrder":"POST /api/payments/user/order","createPayment":"POST /api/payments/create","payin":"POST /api/payments/payin","payinBalance":"POST /api/payments/balance","payinWebhook":"POST /api/payment/webhook","createPayout":"POST /api/payout/create","merchantBalance":"GET /api/payout/balance","payoutWebhook":"POST /api/payout/webhook","health":"GET /health"},"smilepayzEndpoints":{"payin":"POST /v2.0/transaction/pay-in","payout":"POST /v2.0/disbursement/pay-out","balance":"POST /v2.0/inquiry-balance"}}